Breaking Down the Zimbabwe Crypto Regulation Rules in S.I. 99Zimbabwe published its first-ever dedicated crypto law on June 10–12, 2026, and it took effect immediately. Statutory Instrument 99 of 2026 puts every cryptocurrency business in the country under formal government oversight, starting right now. Source: Official DocHow Zimbabwe Crypto Regulation S.I. 99 of 2026 Actually Works The Reserve Bank of Zimbabwe's Financial Intelligence Unit – the country's main anti-money laundering body, now oversees every business that touches virtual assets. That includes exchanges, wallet providers, custodians, and even entities that control smart contracts, fund routing, or fee collection.Every one of those businesses must register with the FIU each year. The annual fee is $500. Running a crypto business without that registration is now a criminal offence, not a fine, not a warning.Here's what registered businesses must do to stay compliant:Set up a legally registered local subsidiary inside ZimbabweFollow full AML and CFT (countering the financing of terrorism) rulesApply the travel rule on transfers, sharing sender and receiver detailsRun KYC checks on clients and report suspicious transactionsMaintain detailed financial records,...
