Fetch.ai has announced a breakthrough in autonomous commerce with the launch of the world’s first AI agent-to-agent payment system.
Built as part of its ASI:One artificial intelligence platform, the new payment system will allow AI agents to not only coordinate tasks but also execute real-world payments on behalf of users, even while they’re offline.
Payments will be able to be made using traditional rails like Visa, as well as on-chain options, including stablecoins like USDC and Fetch.ai’s native FET token.
The first live demonstration of the AI payment system showcased two AIs coordinating a dinner plan, booking a reservation through OpenTable, and completing payment autonomously.
According to Fetch.ai, it’s the world’s first autonomous AI payment system capable of full financial execution, closing a gap between AI assistance and real-world action.
At the core of Fetch.ai’s system is agentic payments, where AI agents act independently within boundaries defined by users.
Through ASI:One and Fetch’s Agentverse platform, personal and business AIs can communicate, verify permissions, coordinate actions, and settle payments.
Humayun Sheikh, Fetch.ai CEO:
“By enabling AIs to transact on our behalf, we’re creating a new era where intelligent agents execute, secure, and deliver real-world value without waiting for us to intervene.”
Security and user controls are central to the design of the system, with each AI operating with a dedicated wallet and user-defined spending limits, ensuring agents can only transact within approved budgets.
For card payments, a temporary Visa can be used so sensitive card details are not exposed. On-chain payments using USDC or FET tokens can provide verifiable settlement, while optional transaction confirmations allow users to require approval before payments are actually finalized.
AI-to-AI payments may have significant implications for the FET token when it comes to use cases. As one of the native payment options within the system, FET will become a utility asset and payment token for goods.
As more personal and business AIs transact on Fetch.ai’s infrastructures, demand for on-chain settlements using FET can increase alongside overall network usage.
Did you see us out in Cambridge?
— Fetch.ai Innovation Lab (@fetch_ai_IL) December 17, 2025
Last Friday, our @Fetch_ai Innovation Lab took ASI:One out of the lab and into the streets of Cambridge – with pizza
That's right! With the growing popularity of ASI:One, we went out to our users to celebrate. Here's how it went… pic.twitter.com/gAdiElfnJ6
The payment system is due to launch in January 2026. Such agentic payments lay the foundations for an AI-first economy where agents handle routine transactions on behalf of real users.
The announcement comes after tensions between Ocean Protocol and the Artificial Superintelligence Alliance, which FET is a part of, led to Ocean leaving ASI in October 2025.
With a full rollout planned for January via ASI:One, Fetch.ai’s move could redefine payments and AI in the crypto industry after having already launched one of the most successful AI chat systems with ASI:One.
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