Visa (V) is bridging traditional payment infrastructure with blockchain-powered financing, addressing critical working capital challenges for stablecoin-based card programs operating across its network.
NEW: Visa now OFFICIALLY supports 160+ stablecoin-linked card programs.
The payments giant is now expanding into onchain lending, giving stablecoin-focused companies access to new financing options.
Visa's Head of Crypto Cuy Sheffield even said that stablecoin-linked cards… pic.twitter.com/NjGGlJ9XvG
— Coin Bureau (@coinbureau) September 8, 2026
In a Tuesday announcement, the payments giant revealed it will share VisaNet settlement information—with appropriate customer permissions—alongside blockchain transaction data. This combined dataset enables lenders to evaluate creditworthiness and provide automated financing solutions for card issuers utilizing stablecoins.
The payment processor’s stablecoin settlement activity has surpassed a $20 billion yearly run rate, representing a more than 15-fold expansion from the previous year.
Currently, over 160 card programs utilizing stablecoins operate on Visa’s infrastructure. Transaction volume from these initiatives has surged nearly 200% compared to the same period last year.
However, Visa notes that numerous fintech companies and emerging payment providers managing these programs face obstacles securing working capital through conventional lending channels. Traditional financial institutions generally demand significant scale, established operational track records, or labor-intensive underwriting processes before approving credit facilities.
This innovative approach aims to address the gap by providing lenders with transparent access to settlement receivables—funds owed to card programs following transaction processing—combined with authenticated blockchain data.
Visa has been testing this concept with Credit Coop, a decentralized lending infrastructure that leverages smart contracts for automated funding distribution, collateral oversight, and repayment processing.
From 2023 onward, Credit Coop has facilitated financing for over $2.5 billion in aggregate settlement volume across various facilities. The initiative has recorded more than 3,000 lending transactions and 9,000 repayment operations, all executed on blockchain infrastructure with a flawless repayment record.
Rubail Birwadker, who leads growth products and partnerships globally for Visa, noted that stablecoins are “transforming money movement” and opening opportunities to reimagine the financial systems supporting payment processing.
Visa’s engagement with stablecoins represents an ongoing strategic initiative. During the company’s fiscal third-quarter results presentation in July, executives emphasized that Visa is “building across every level of the stablecoin ecosystem,” spanning blockchains, digital wallets, technical infrastructure, and end-user applications.
The company has also become a member of the OpenStandard consortium, an initiative developing the OpenUSD stablecoin. This collaborative effort includes more than 140 participating organizations, with Stripe among the notable members.
This development arrived approximately two weeks following a CoinDesk report indicating that Visa was pursuing a new stablecoin settlement collaboration partner with regulatory authorization spanning various jurisdictions.
Adjusted stablecoin transaction volume throughout the wider market reached an all-time high of $1.79 trillion in June. Activity over the most recent 30-day period totals approximately $1.2 trillion, based on Visa’s proprietary analytics platform.
The post Visa (V) Stock Surges Ahead in Stablecoin Settlement with 15x Volume Growth appeared first on Blockonomi.
