The presale has crossed $23 million raised. For investors still on the fence, the window at this price is closing: the next phases brings a price increase, and over 1.8 billion tokens are allocated for presale buyers alone.
Here's what the roadmap, token distribution, upcoming mainnet timeline, and Mutuum Finance launch date actually reveal — and the one detail most coverage is skipping entirely.
The platform has officially surpassed $23 million in total funds raised, marking its latest milestone as the project moves through Phase 7 of its presale. The MUTM token is currently priced at $0.04, with the next price tier set to push it to $0.045 in Phase 8.
The presales structure spans 11 phases, rising from $0.01 at the Mutuum Finance launch date to a listing price of $0.06, meaning early Phase 7 buyers are currently sitting on a potential 50% gain relative to the listing price — before the token goes live on any exchange.
The 7th has now passed the halfway point, which means the current price window is narrowing.
It is a decentralized lending and borrowing protocol built on Ethereum (ERC20), using a peer-to-contract (P2C) model with overcollateralized loans and dynamic interest rates. The protocol is designed to compete directly with established DeFi lenders by offering multi-chain support and non-custodial access.
The project completed a CertiK audit, scoring 90/100 — a credibility marker that separates it from many anonymous DeFi launches at similar stages.
Source: Official X
Out of a total supply of 4,000,000,000 MUTM, here's how the allocation breaks down:
Presales: 45.5% — 1,820,000,000 tokens (largest single allocation)
Liquidity Mining & Incentives: 10% — rewards for suppliers and borrowers
Security & Shortfall Reserve: 10% — covers protocol shortfall events
Liquidity: 10% — locked for 6 months post-listing to prevent sudden dumps
Team & Founders: 4.5% — subject to an 18-month vest with a 6-month cliff
The 6-month liquidity lock is a notable investor protection feature — the team cannot pull liquidity immediately after listing, reducing rug-pull risk during the most volatile post-launch window. Presale investors have their own vesting: 0% unlocked in months 0–1, then a linear release to 100% by month 6.
Source: Official
The project is currently executing Phase 1 and 2 of its development roadmap simultaneously.
Smart contract development has commenced
DApp front-end and back-end development are both in progress
The MUTM smart contract has already undergone an external audit
Stage 3 targets testnet beta testing, a functional demo launch, and completion of core smart contracts — followed by preparation for exchange listings.
Stage 4 is the mainnet launch phase: live platform, MUTM token listed on exchanges, claim process activated, and a bug bounty program established. The team has confirmed mainnet launch updates are coming soon, though no exact date has been publicly committed.
Source: Official Website
Current price: $0.04
Next price: $0.045
Listing price: $0.06
Phase 7 tokens remaining: Under 50% of the 180M for 7th allocation
Investors monitoring the presales should track how quickly Phase 7 sells through. Once 8th opens, the entry cost rises 12.5% from the current level.
The project's next major public update will likely include a mainnet timeline, which is expected to be the biggest price catalyst for MUTM coin price since the presale began.
Source: Official Page
Mutuum Finance presale hits $23M milestone, confirms sustained demand heading into the final phases before its $0.06 listing price. With a CertiK audit on record, a structured 11th presale, and a mainnet announcement pending, MUTM is entering one of its most closely watched windows.
Investors considering entry should evaluate 7th remaining supply against the upcoming price increase — and monitor the team's next protocol update for a Mutuum mainnet timeline confirmation.
Disclaimer: This article is for informational purposes only and does not constitute financial or investment advice. Cryptocurrency investments carry significant risk, including the potential loss of principal. Always conduct your own research (DYOR) before making any investment decisions. CoinGabbar does not endorse or recommend any specific cryptocurrency project.
