Others, however, are urging investors to be cautious, calling such forecasts unrealistic.
Analyst Pumpius argues that XRP’s potential goes far beyond its role in cross-border payments. In a recent post, he described XRP as part of a “multi-trillion dollar upgrade” to global finance, tied to the rise of digital identity systems.
According to him, governments, banks, and tech giants are preparing for a future where individuals will need a digital ID tied to biometric data to access financial services. Pumpius believes XRP Ledger infrastructure could serve as the foundation for this new trust layer.
He pointed to projects such as the DNA protocol, already experimenting with biometric identity on XRP’s blockchain, and suggested that as real-world assets worth trillions of dollars are tokenized, XRP could evolve into the universal settlement asset. In his view, such demand could push prices beyond traditional valuation models — with $10,000 per token as his long-term vision.
Not everyone shares this optimism. Another analyst, Jaydee, dismissed the $10,000 target outright, warning investors to avoid influencers who promote extreme numbers. He argued that XRP’s fundamentals and market structure make even a $1,000 price point unattainable, calling such speculation misleading and harmful to retail traders.
Jaydee urged the community to focus on achievable gains rather than distant dreams, saying real profits come from well-timed entries and exits, not waiting years for unrealistic price targets.
At present, XRP trades around $2.92, down over 2% in the past day, according to CoinMarketCap. While the token has seen renewed attention following Ripple’s regulatory victories, the path ahead remains divided between bullish visions of XRP anchoring future digital identity systems and more skeptical views that see its growth capped well below such lofty levels.
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