Ripple CEO Garlinghouse Says High Chance of CLARITY Act Passing

Ripple CEO Brad Garlinghouse says he believes there is a 90% chance that the CLARITY Act will pass by the end of April 2026, citing renewed momentum in Washington.

Speaking on Fox, Garlinghouse pointed to increased engagement from lawmakers and the White House, as well as meetings involving crypto firms and traditional banks.

What CLARITY Could Mean

The CLARITY Act aims to define which digital assets fall under US securities laws and which would be regulated by the Commodity Futures Trading Commission (CFTC). According to Garlinghouse, the industry “can’t live in limbo.”

While Ripple secured a federal court ruling that XRP is not a security, he noted much of the broader market still lacks clear guidances.

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Garlinghouse acknowledged the bill was not perfect but stressed that regulatory certainty is critical when it comes to crypto adoption.

Ripple’s Expansion

Since 2023, Ripple has spent around $3 billion on acquisitions to expand its institutional footprint and ecosystem strength.

This includes the acquisition of prime brokerage firm Hidden Road and treasury management platform Gtreasury, strengthening Ripple’s capabilities across custody, liquidity, and corporate treasury solutions. Brad Garlinghouse said the company will now pause major deals to focus on integration for RLUSD and XRP.

For the CLARITY Act, once passed, it could provide a clearer regulatory framework for Ripple’s ecosystem, including its RLUSD stablecoin and how it performs in US markets, enabling yields for TradFi users.

Defined US oversight would likely accelerate institutional adoption of digital assets, supporting stablecoin growth, and allowing Ripple to scale cross-border payments and liquidity products with greater legal certainty in the US markets.

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