Ripple has taken the next step in its stablecoin strategy by introducing Ripple USD (RLUSD) into Africa. The rollout is being carried out through three new partnerships with Chipper Cash, VALR, and Yellow Card, companies that play a significant role in the region’s digital finance ecosystem.
1/ The next chapter for $RLUSD starts in Africa.
— Ripple (@Ripple) September 4, 2025
→ https://t.co/6gRqrdNwSW
We're proud to bring our trusted, USD-backed stablecoin to the continent with new partners @chippercashapp, @VALRdotcom, and @YellowCard_App.
Together, we'll unlock new potential for cross-border…
RLUSD, backed by the U.S. dollar and issued through a New York limited purpose trust company, has been built to combine regulatory compliance with enterprise-grade functionality. The stablecoin has already achieved a market capitalization exceeding $700 million since its launch in late 2024.
Ripple executives argue that its compliance-first design has accelerated institutional adoption worldwide. Jack McDonald, Senior Vice President of Stablecoins at Ripple, emphasized that RLUSD has quickly found use cases in payments, tokenization, and collateral markets.
He also highlighted that the asset is now available within Ripple Payments, broadening cross-border solutions for institutions in Africa and beyond.
Continent growth has been led by three finance technology giants. Chipper Cash, led by Ham Serunjogi, has been the most renowned in providing quick and easy transcontinental transactions on the continent.
RLUSD was defined by Serunjogi as concluding the company’s earlier settlement with Ripple and simplifying its solution for its customers both as business enterprises as well as regular individuals.
VALR, the highest volume Africa-based crypto exchange, is led by Chief Executive Officer Farzam Ehsani. Ehsani has always advocated for compliant crypto assets and has also emphasized the fact that the RLUSD listing is part of the platform’s overall initiatives to supply institutional clients as well as retail clients with quality financial solutions.
Yellow Card, headed by Chief Executive Officer and Co-Founder Chris Maurice, has been striving to develop an enabling payment platform for the emerging markets. Maurice explained RLUSD as enabling the company to provide stable, regulated digital solutions for international settlement as well as treasury management.
Ripple’s stablecoin will also have multi-business use cases such as liquidity management, treasury management, as well as collateralizing tokenized real-world assets. Interlinking the crypto world with the fiat world with its bridging function with the stablecoin will give institutional usability boost for money flow cross-border institutions.
RLUSD is also used on pilot projects in the country of Kenya among others by nonprofit venture fund called Mercy Corps Ventures. There is an offering of drought insurance to the farmers by RLUSD, and the other is rain risk protection. Both use smart contracts in the sense that the relief funds are released transparently directly using the data received through satellites.
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