TL;DR
Circle’s USDC stablecoin and Chainlink’s Cross-Chain Transfer Protocol (CCTP) V2 are now live on the XDC network, two key components that strengthen its role as infrastructure for global trade finance, payments, and real-world asset tokenization.
This integration introduces a regulated and liquid digital dollar into the ecosystem, which already brings together more than 175 applications, protocols, and enterprise partners, including projects such as the Trade Finance Distribution Initiative and Singapore’s IMDA Trade Trust. With this step, XDC adds the missing settlement layer to fully digitize financial instruments like invoices and letters of credit.
The launch of USDC on XDC enables multiple use cases. In global trade, it allows faster and more transparent settlement of tokenized invoices and documents. In asset tokenization, it facilitates the issuance and exchange of instruments such as U.S. Treasuries, private credit, or real estate. In enterprise payments, it enables low-cost, near-instant B2B and cross-border transactions. Fireblocks is one example showcasing the potential for companies with global operations.
A core element of the integration is the deployment of CCTP V2 on the XDC network. This protocol enables native transfers of USDC across chains like Ethereum, Solana, and Avalanche without relying on centralized bridges, reducing certain risks and improving efficiency in multichain liquidity and treasury management. For developers, it unlocks the ability to build applications with integrated cross-chain swaps, payments, and onboarding, expanding the ecosystem’s interoperability.
XDC’s technical infrastructure provides crucial advantages for institutional adoption. It delivers over 2,000 transactions per second, near-zero costs, six-second finality, and compliance with the ISO 20022 financial standard, making integration with existing systems easier. Circle also offers institutional access through Circle Mint, while users and smaller institutions can acquire USDC on the network through providers connected to the ecosystem.
With this integration, XDC is positioned to become a leading blockchain for RWA tokenization, a market projected to reach $16 trillion by 2030
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