Two artificial intelligence chatbots have independently selected XRP when asked to identify cryptocurrencies that could theoretically transform a $100 investment into $1,000 by 2026.
Both OpenAI’s ChatGPT and xAI’s Grok included Ripple’s native token in their speculative asset selections, though they paired it with different secondary options.
The AI analysis occurs amid continued cryptocurrency market rallies and growing optimism about potential altcoin season developments. With Bitcoin dominance declining, traders have increased focus on alternative digital assets that might deliver outsized returns during the current market cycle.
Grok selected Solana alongside XRP for its hypothetical portfolio, highlighting planned upgrades including Firedancer that could enhance network scalability. The AI cited growing institutional adoption and anticipated spot ETF approvals as catalysts that might drive Solana from current levels around $243 to over $2,400 by 2026.
For XRP, Grok emphasized the token’s role in global payments through RippleNet infrastructure and highlighted Ripple’s banking partnerships. The AI suggested that improved regulatory clarity, combined with RLUSD stablecoin launch and potential ETF approval by late 2025, could trigger price appreciation from current $3.00 levels to approximately $31 by 2026.
ChatGPT chose a different approach, pairing XRP with newer altcoins that appears frequently in “low-cap gems” discussions. The AI noted that coins with small market capitalization means limited capital inflows could generate sharp price movements, though it acknowledged liquidity constraints and regulatory uncertainties affecting such speculative assets.
ChatGPT characterized XRP as the more stable option within its selection, citing established liquidity, proven use cases in cross-border payments, and potential benefits from regulatory improvements.
Both chatbots emphasized that their responses represent purely hypothetical scenarios without guarantees about actual performance. The AI systems explicitly noted that no assurance exists regarding these assets’ ability to achieve the projected returns within the specified timeframe or at any future point.
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