Unlike traditional stablecoins, which mirror the value of fiat currencies, yield-bearing tokens such as Ondo Finance’s USDY bring institutional-grade returns into web3.
Linking directly to real-world US Treasuries, investors are able to gain exposure to enterprise-grade funds and their strategies.
With Ondo Finance’s USDY coming to the Stellar network, the availability of the token, alongisde the recent addition of Centrifuge’s own tokenized products, solidifies Stellar’s position as a network for tokenized yields.
Stellar has been designed for speed, low gas fees, and global accessibility, on a mission to bring enhanced, affordable payment systems to underbanked regions, making finance more inclusive.
Transactions on the network are able to settle within seconds and cost less than a cent. This foundation is crucial for yield-bearing tokens and developers from firms that need such features to operate efficiently. Examples would be Franklin Templeton bringing the BENJI tokenized fund to Stellar.
For tokenized yield assets like USDY, Stellar’s payments focus allows seamless integration into wallets, exchanges, and consumer-facing apps across borders.
Users can transfer, store, and redeem yield tokens just as easily as traditional stablecoins, while also benefiting from the added income stream. This dynamic usability is a critical differentiator, especially in emerging markets where access to savings products remains limited.
Denelle Dixon, CEO and Executive Director of the Stellar Development Foundation:
“Fast, affordable cross-border payments is at the center of what the Stellar network was designed to do. The global reach of the Stellar ecosystem combined with a yield-bearing asset like USDY levels up what is possible onchain, allowing wallets and businesses to offer yield opportunities to their users.”
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One of the strongest arguments for Stellar as the home for yield-bearing tokenized products is its ability to serve both ends of the financial spectrum.
On the institutional side, the Stellar network provides trusted rails for treasury management, enabling businesses and asset managers to hold tokenized Treasuries in a compliant and programmable environment. Balances in tokens like USDY can remain productive without sacrificing flexibility.
On the retail side, Stellar’s lightweight infrastructure makes it easy for developers to embed yield-bearing tokens into simple dApps.
Users can benefit from secure, transparent products without needing to interact with complex DeFi interfaces. Bringing products to Stellar widens their financial accessibility, allowing retail to invest in funds usually held only for institutional investors.
This combination of institutional-grade trust with consumer-ready accessibility positions Stellar uniquely among blockchain competitors.
Stellar is already a leader in tokenized assets. According to industry reports, Stellar ranks highly globally for tokenized treasuries and has processed billions in quarterly payment volume tied to real-world assets.
Partnerships with players like Circle (for USDC issuance), Franklin Templeton, PayPal, and MoneyGram for crypto-fiat payments showcase Stellar’s ability to host high-value tokenized products at a large scale.
By integrating yield-bearing tokens, Stellar is building on an existing track record, strengthening its reputation as the go-to network for tokenized financial instruments.
For the first time, everyday users can access the returns of US Treasuries on Stellar without traditional intermediaries, and businesses can manage treasury operations on a blockchain designed for real-time, fast, low-cost global transactions.
Combining liquidity, compliance, and accessibility, Stellar is uniquely positioned to scale tokenized yields in ways that other blockchains may struggle to match.
In an industry where tokenization is increasingly seen as the bridge between traditional finance and web3, Stellar is proving it has both the vision and infrastructure to lead.
Yield tokens like USDY are only the beginning, setting the stage for Stellar to secure its place as the premier network for tokenized products on-chain.
The post Why Stellar Could Be the Best Network for Tokenized Yields first appeared on AllinCrypto.
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