TLDR
Nexo has radically changed digital asset-backed lending by introducing its newest product, Zero-Interest Credit (ZiC). With this launch, the company aims to capture the growing demand for liquidity in a market that reached $73.59 billion in crypto-backed loans during the third quarter of 2025.
The Nexo zero-interest crypto credit proposal differs from traditional models, such as those offered by Aave or Coinbase,which rely on variable rates and fluctuating loan-to-value (LTV) ratios. Instead,
ZiC offers a fixed-term structure that guarantees users full visibility of their obligations from day one, eliminating financial surprises stemming from market volatility.
One of the standout features of the Nexo zero-interest crypto credit is that it eliminates the risk of forced liquidation before the loan expires. Each position includes a shielded “Minimum Repayment Price,” allowing investors to keep their assets even if the market suffers sudden drops.
Additionally, a “Maximum Repayment Price” allows borrowers to limit their exposure and lock in gains if prices move in their favor.
Nexo’s proposal also offers a renewal option, ideal for long-term investors looking to manage tax events or seize trading opportunities without selling their original positions.
Parallel to this launch, Nexo reinforced its presence in the sector by creating a $150 million investment fund through Nexo Ventures.
This fund will finance DeFi, gaming, and NFT projects, integrating innovative solutions into the company’s global ecosystem. With this dual strategy, Nexo not only optimizes access to capital but also positions itself as a fundamental pillar in the mass adoption of Web3.
